Business Solutions

Run and Grow Your Business with our Support

A full suite of services for Provident’s business members

Business owners often require special services not offered to regular members. Provident's business accounts are distinguished from consumer accounts by supporting the higher transaction volumes that businesses have. Stand Bank Onlineprovides a suite of services to our business members.

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Merchant Services

Stand Bank Online has partnered with Heartland Merchant Solutions to offer business merchant services. We ensure our clients have around-the-clock care, with merchant services that allow small business to flourish and expand. Services include:

  • Online monitoring dashboard with your business metrics

  • 24-hour access to account information and business data, online and on mobile

  • Recurring payments for month-to-month billing

  • Card Compromise Assistance Plan for card breaches

  • Customized loyalty programs for potential and current customers

  • Multi-currency options for international customers

  • A variety of business payment services including credit, debit, check services, ACH, and electronic benefits transfer

Business Specific Online Banking Tools

With Provident's online and mobile banking businesses can grant and manage account access to secondary users who help manage the businesses finances. Through user controls you can:

  • Grant and manage access to secondary users

  • Create a separate set of user credentials

  • Limit which accounts they can view

  • And much more

Business User Controls
 

Dividend Business Checking

Earn dividends from your checking account.003 

Features

  • No monthly or annual fees

  • ​Currently paying up to 0.200% APY137 depending on your account balance

  • Competitive tiered rate on balances

  • No restrictions or transaction limits

  • No check or deposit fees

  • Free Overdraft Transfer Protection004

  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge

Bring your completed application to any Stand Bank Online branch.

Business Savings Account

This account establishes your business as a member of Stand Bank Online.

The $5 minimum deposit required represents your "share" of stock in the organization. Once your Business Savings account is opened, you can open a Business Checking account.​

Features

  • Basic savings account for business Stand Bank Onlinemembers

  • Current rates between ​0.030% APY - ​0.080% APY depending on your account balance

Bring your completed application to any Stand Bank Online branch.

Stand Bank OnlineBusiness Visa

Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards. 
 

Features

  • Credit limits up to $50,000

  • Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.

  • No cost for employee cards

  • Visa SavingsEdge® exclusive discounts and offers

  • Enjoy all the benefits common to every Stand Bank Online Visa

  • Complimentary access to ID Navigator powered by NortonLifeLock™

Bring your completed application to any Stand Bank Online branch.

Apartment Building Mortgages

Consider the advantages of financing your apartment building with Stand Bank Online-- up to $4 million for 5-36 units:

Features

  • 30-year terms

  • No pre-payment penalty

  • Movable

  • Cash-out available on all programs

For more information on apartment building mortgages, E-Mail Us or call (800) 632-4600, option 1-2703.

CARES Act Paycheck Protection Program Loan

The Paycheck Protection Program (PPP) is a federal relief program established by Congress and the Small Business Administration (SBA) to provide assistance to small businesses experiencing financial hardship during the COVID-19 pandemic. The program has rules, requirements, and processes that all lenders must follow. 

Requirements:

  • Meet the U.S. SBA eligibility requirements
  • Were in business on or before February 15, 2020
  • Had employees to whom they paid salaries and for whom they paid payroll taxes or that paid independent contractors
  • Must be a Stand Bank Online member prior to April 3, 2020
  • Have your primary business accounts with Stand Bank Online and process your payroll through a Stand Bank Onlineaccount
  • If you have multiple accounts at other institutions and have previously submitted an application with them, you may not apply more than once

Join Provident

Learn more about how members receive excellent rates, incredible offers, and exceptional service.

Open an Account

COVID-19 Loan Assistance

See if you qualify for our loan assistance program
COVID-19 Loan Assistance

Apply for a Bonus

We’ll give you a $150 bonus just for opening a Business Checking Account!
Apply

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