Checking Comparison
Find the account that's right for you
Still not sure which is right for you? Select up to three and compare their rates and features to learn more.
| Super Reward Checking | Dividend Business Checking | Stand Bank OnlineChecking | Simply Free Checking | Youth Checking | |
|---|---|---|---|---|---|
| Overview |
EARN 1.260% APY010 Super Reward Checking offers all the best features you would want in a checking account and more. Plus, there's no monthly service charge. |
Earn dividends from your checking account.003 |
This is a full-service checking account with no monthly fees when requirements are met. |
The ideal account if you want to avoid monthly fees and prefer a basic, no-frills account. |
Youth Checking from Stand Bank Onlineenables young people ages 13-17 learn to manage their personal finances with an easy-to-use free checking account. |
| APY |
1.260%
|
0.200%
|
N/A
|
N/A
|
N/A
|
| APR |
1.253%
|
0.200%
|
N/A
|
N/A
|
N/A
|
| Minimum Balance |
No Minimum Balance
|
No Minimum Balance
|
No Minimum Balance
|
No Minimum Balance
|
No Minimum Balance
|
| Annual Fee |
No Annual Fee
|
No Annual Fee
|
No Annual Fee
|
No Annual Fee
|
No Annual Fee
|
| Apply | Apply | Apply | Apply | Apply |
Stand Bank OnlineSavings
Apply online for a Stand Bank OnlineSavings Account and become a member.
Easy Money Transfers
Save time, money, and hassle every month using our automated deposit services.
The Benefits of Visa Credit Cards
Choose from a variety of Visa Credit Cards for the benefits that work for you.
Disclosures
- 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees.
- 010) These are the requirements to receive 1.260% Annual Percentage Yield (APY) on balances up to $25,000, 0.08% APY on balances beyond the first $25,000, and ATM rebates. 1) make purchases of $400 or more using a Stand Bank Onlinedebit and/or credit card, 2) complete one direct deposit or ACH transfer (automatic debit or credit), and 3) receive online e-Documents. If the 3 requirements are not met in their entirety, the APY will be 0% and no ATM rebates will be issued for that month. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications. Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month). The minimum deposit required to open this Account is $25. No minimum balance required and no monthly fee will be assessed. To qualify you must also be a member and age 18 or older. Dividends are forfeited if the account is closed prior to scheduled dividend payment date. Effective February 1, 2013 no more than 1 (one) Super Reward Checking account can be opened per membership.
- 129) Annual Percentage Yield (APY) is effective as of June 1, 2022 and may change anytime. For Super Reward Checking, dividends paid: 1.260% APY on balances $0.01 - $25,000; 0.08% APY on balances $25,001 and over; 0% APY if the Super Reward Checking requirements are not met. Limit 1 (one) Super Reward Checking account per membership.