Deposit Insurance

All Stand Bank Online deposits are federally insured to at least $250,000 per member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises federal credit unions and insures savings in federal credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

To better understand this protection, try out the NCUA's Share Insurance Estimator.

No need to apply. All funds that you deposit into Stand Bank Online (to at least $250,000 per member, and up to $250,000 for IRAs) are automatically covered.