Youth Add-On Certificate

Youth Add-On Certificate

Commit to savings and earn more with the Youth Add-On Certificate224 specifically designed for those under the age of 18. This account is perfect for our young savers or parents looking to save for higher education.

Features

  • Add funds of any amount anytime135

  • 12-month term

  • Federally insured to $250,000 by NCUA

  • Guaranteed rate for the term of the certificate

  • ​Current rates between ​1.210% APY - ​1.310% APY depending on your account balance.208

Requirements

  • Must open a Youth Membership Savings account prior to opening

  • $50 minimum balance

  • Ages 0-17 with joint owner of 18+ 

Term Share Certificate F.A.Q.s


 

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Disclosures

  • 135) You can add deposits of any amount, at any time, up to a maximum balance of $1,000,000 without affecting your term. Deposits that bring the balance over $1,000,000 are at the discretion of Provident's management.
  • 208) No dividends are paid on balances below the balance minimum.
  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.

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