Public Employees

Serving the people who serve our communities

We serve members who work in the utilities industry, government, schools, and who belong to our unions in California.

New Teacher Loan

This loan for teachers is available to new teachers and school personnel that have recently transferred to a new school system. It’s a great way to help establish or build credit history.
 

Health Savings Accounts

Stand Bank Onlineoffers several options for HSAs, a tax-deductible savings accounts that can be used to pay for a wide variety of health expenses.
 

Eligibility

See which employers and labor unions partner with Stand Bank Onlineto enable membership for their employees.

 

Disclosures

  • 002) In the event of an overdraft, if you have selected certain accounts to be used for Overdraft Transfer Protection and the funds are available to cover the transaction, they are automatically transferred from your other accounts. If you do not have funds available we offer Courtesy Pay Overdraft (there is a per-item fee for Courtesy Pay Overdraft) Service Charge Schedule
  • 138) Stand Bank Online service fees apply on the fifth and all consecutive ATM transactions within a statement period from these networks. Members with ATM Checking accounts are allowed 10 transactions per statement period without a Stand Bank Onlineservice fee. This fee does not apply to members with Super Reward Checking accounts.

New Teacher Loan

This fixed rate loan is available to new teachers and school personnel that have recently transferred to a new school system. Qualified members will receive an affordable loan that can be used for debt consolidation, major purchases, or other unexpected expenses. The loan can also be used to help establish or build credit history.

Features

  • Low monthly payments
  • Loan amounts up to $3,000
  • Terms up to 36 months 

HSA Checking

Provident's HSA works like a checking account and earns dividends. Funds for immediate medical expenses are accessed with a debit card.

Government rules determine whether you are eligible and how you operate your account. You must be covered by a high deductible health plan (HDHP) that is HSA-compatible and not enrolled in Medicare, in addition to other requirements. Unlike Flexible Spending Accounts, your HSA has no "use it or lose it" requirement and also stays with you if you change jobs or retire.

Features

HSA "Add-On" Certificate

This account is available to Health Savings Account (HSA) holders. With an HSA certificate, you have the option to choose either a 12 or 24 month term and can make contributions up to your HSA plan limits. This high rate certificate also has an add-on feature which gives you the ability to make deposits at any time.135 Tiered rates are available on this certificate giving you the ability to earn higher rates based on the current balance of your certificate.

Features

  • Guaranteed high rates for the term of the certificate

  • Choice of maturity date

  • Federally insured to $250,000 by NCUA

  • Dividends may be transferred to Checking or Savings or withdrawn without penalty at maturity
     

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Learn More about how members receive excellent rates, incredible offers, and exceptional service.

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Free Financial Consultation

Make an appointment with an experienced Financial Consultant online.

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Low Rate Auto Refinance

Save money on your Auto Loan by refinancing with Provident
Loan Options

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